{"id":2279,"date":"2024-06-06T09:50:11","date_gmt":"2024-06-06T07:50:11","guid":{"rendered":"https:\/\/new3.sclerodermie.ch\/?page_id=2279"},"modified":"2025-03-16T21:43:32","modified_gmt":"2025-03-16T20:43:32","slug":"assurance-invalidite-ai","status":"publish","type":"page","link":"https:\/\/www.sclerodermie.ch\/fr\/la-maladie\/assurance-invalidite-ai\/","title":{"rendered":"Assurance invalidit\u00e9 (AI)"},"content":{"rendered":"\n<div class=\"wp-block-citadela-blocks-custom-container citadela-block-custom-container size-wide bg-type-none inside-space-none\"><div class=\"inner-holder\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div style=\"--bb--crumb-gap:.4em; font-style:normal;font-weight:600;\" class=\"hide-home-page wp-block-boldblocks-breadcrumb-block has-large-font-size\"><nav role=\"navigation\" aria-label=\"Breadcrumbs\" class=\"breadcrumb\"><ol class=\"breadcrumb-items\"><li class=\"breadcrumb-item breadcrumb-item--current breadcrumb-item--home\"><span class=\"breadcrumb-item-name\">Home<\/span><\/li><\/ol><\/nav><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-citadela_service\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/www.sclerodermie.ch\/wp-content\/uploads\/2024\/10\/723925-480x360.jpg\" alt=\"calculator, calculation, assurance\" class=\"wp-image-3004\" style=\"object-fit:cover\" srcset=\"https:\/\/www.sclerodermie.ch\/wp-content\/uploads\/2024\/10\/723925-480x360.jpg 480w, https:\/\/www.sclerodermie.ch\/wp-content\/uploads\/2024\/10\/723925-300x225.jpg 300w, https:\/\/www.sclerodermie.ch\/wp-content\/uploads\/2024\/10\/723925-1024x768.jpg 1024w, https:\/\/www.sclerodermie.ch\/wp-content\/uploads\/2024\/10\/723925-768x576.jpg 768w, https:\/\/www.sclerodermie.ch\/wp-content\/uploads\/2024\/10\/723925-640x480.jpg 640w, https:\/\/www.sclerodermie.ch\/wp-content\/uploads\/2024\/10\/723925.jpg 1280w\" sizes=\"auto, (max-width: 480px) 100vw, 480px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-medium-font-size\">L\u2019assurance invalidit\u00e9 est une assurance obligatoire qui vise \u00e0 garantir les moyens d\u2019existence aux personnes assur\u00e9es devenues invalides, que ce soit par des mesures de r\u00e9adaptation ou des rentes. Toutes les personnes qui habitent en Suisse ou qui y exercent une activit\u00e9 lucrative sont obligatoirement affili\u00e9es \u00e0 l\u2019assurance-invalidit\u00e9 (AI).<\/p>\n\n\n\n<p class=\"has-medium-font-size\">La loi f\u00e9d\u00e9rale sur l\u2019assurance-invalidit\u00e9 d\u00e9finit l\u2019invalidit\u00e9 comme une \u00ab diminution de la capacit\u00e9 de gain ou d\u2019accomplir les t\u00e2ches habituelles telles que les travaux m\u00e9nagers, r\u00e9sultant d\u2019une atteinte \u00e0 la sant\u00e9 physique, psychique ou mentale \u00bb. Cette incapacit\u00e9 doit \u00eatre permanente ou de longue dur\u00e9e (au moins un an).<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Pour obtenir des prestations de l\u2019AI, les personnes assur\u00e9es doivent s\u2019annoncer aupr\u00e8s de l\u2019Office de l\u2019assurance-invalidit\u00e9 (Office AI) de leur canton de domicile. Le formulaire n\u00e9cessaire peut \u00eatre imprim\u00e9 directement ou obtenu aupr\u00e8s des Offices AI. La demande doit \u00eatre d\u00e9pos\u00e9e le plus t\u00f4t possible, c\u2019est-\u00e0-dire d\u00e8s le moment o\u00f9 l\u2019on peut pr\u00e9voir une invalidit\u00e9 de longue dur\u00e9e.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Pour obtenir des prestations de l\u2019AI, les personnes assur\u00e9es doivent s\u2019annoncer aupr\u00e8s de l\u2019Office de l\u2019assurance-invalidit\u00e9 (Office AI) de leur canton de domicile. Le formulaire n\u00e9cessaire peut \u00eatre imprim\u00e9 directement ou obtenu aupr\u00e8s des Offices AI. La demande doit \u00eatre d\u00e9pos\u00e9e le plus t\u00f4t possible, c\u2019est-\u00e0-dire d\u00e8s le moment o\u00f9 l\u2019on peut pr\u00e9voir une invalidit\u00e9 de longue dur\u00e9e.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">L\u2019AI vise en premier lieu \u00e0 favoriser la r\u00e9insertion des personnes handicap\u00e9es, de mani\u00e8re qu\u2019elles puissent subvenir \u00e0 leurs besoins enti\u00e8rement ou partiellement par leurs propres moyens et de mener ainsi une vie aussi autonome que possible.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Par cons\u00e9quent, les prestations sont ax\u00e9es avant tout sur les mesures de r\u00e9adaptation pour :<\/p>\n\n\n\n<div class=\"wp-block-stackable-icon-list stk-block-icon-list stk-block stk-ce3d14b stk-block-background\" data-block-id=\"ce3d14b\"><style>.stk-ce3d14b ul, .stk-ce3d14b ol{padding-left:10px !important;}.stk-ce3d14b {--stk-icon-height:21px !important;background-color:#ff6a0036 !important;}.stk-ce3d14b .stk-block-icon-list-item__content{align-items:baseline !important;}.stk-ce3d14b ul .stk-block-icon-list-item__content .stk--inner-svg, .stk-ce3d14b ol .stk-block-icon-list-item__content .stk-block-icon-list-item__marker{transform:translateY(0px) !important;}.stk-ce3d14b ul li, .stk-ce3d14b ol li, .stk-ce3d14b ul li span, .stk-ce3d14b ol li span{font-size:20px !important;}.stk-ce3d14b:before{background-color:#ff6a0036 !important;}@media screen and (max-width: 1023px){.stk-ce3d14b ul li, .stk-ce3d14b ol li, .stk-ce3d14b ul li span, .stk-ce3d14b ol li span{font-size:20px !important;}}<\/style><svg style=\"display:none\"><defs><g id=\"stk-icon-list__icon-svg-def-ce3d14b\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M256 48a208 208 0 1 1 0 416 208 208 0 1 1 0-416zm0 464A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209c9.4-9.4 9.4-24.6 0-33.9s-24.6-9.4-33.9 0l-111 111-47-47c-9.4-9.4-24.6-9.4-33.9 0s-9.4 24.6 0 33.9l64 64c9.4 9.4 24.6 9.4 33.9 0L369 209z\"\/><\/svg><\/g><\/defs><\/svg><ul class=\"stk-block-icon-list__ul stk-block-icon-list--column\">\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-a7c680f\" data-block-id=\"a7c680f\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-ce3d14b\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Mesures d\u2019intervention pr\u00e9coce<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-7f54e99\" data-block-id=\"7f54e99\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-ce3d14b\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Mesures de r\u00e9adaptation<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-026acd2\" data-block-id=\"026acd2\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-ce3d14b\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Rente d\u2019invalidit\u00e9<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-3ce395c\" data-block-id=\"3ce395c\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-ce3d14b\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Allocations pour impotent<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-6c33677\" data-block-id=\"6c33677\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-ce3d14b\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Une rente d\u2019invalidit\u00e9 n\u2019est octroy\u00e9e que si les mesures de r\u00e9adaptation n\u2019atteignent pas ou que partiellement leurs objectifs.<\/span><\/div><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"has-medium-font-size\">Pour les personnes non actives, l\u2019Office de l\u2019AI \u00e9value l\u2019invalidit\u00e9 en fonction de l\u2019emp\u00eachement d\u2019accomplir les travaux habituels. Pour les personnes exer\u00e7ant une activit\u00e9 lucrative \u00e0 plein temps, l\u2019Office AI \u00e9value l\u2019invalidit\u00e9 au moyen d\u2019une comparaison des revenus. Il d\u00e9termine d\u2019abord le revenu du travail que la personne assur\u00e9e aurait pu obtenir si elle n\u2019\u00e9tait pas invalide. Il d\u00e9duit de ce montant le salaire que la personne pourrait obtenir apr\u00e8s la survenance de l\u2019invalidit\u00e9 et l\u2019ex\u00e9cution des mesures de r\u00e9adaptation (ind\u00e9pendamment du fait que ce salaire soit r\u00e9alis\u00e9 ou pas). Exprim\u00e9e en pourcent, cette diff\u00e9rence repr\u00e9sente le degr\u00e9 d\u2019invalidit\u00e9 :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table><thead><tr><th><strong>Degr\u00e9 d\u2019invalidit\u00e9 en %&nbsp;<\/strong><\/th><th>Rente<\/th><\/tr><\/thead><tbody><tr><td>\u00c0 partir de 40%<\/td><td>quart de rente<\/td><\/tr><tr><td>\u00c0 partir de 50%<\/td><td>demi rente<\/td><\/tr><tr><td>\u00c0 partir de 60%<\/td><td>trois quarts de rente<\/td><\/tr><tr><td>\u00c0 partir de 70%<\/td><td>rente enti\u00e8re<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-medium-font-size\">Cela n\u2019a certainement pas beaucoup de sens de faire une demande de rente si l\u2018incapacit\u00e9 est de moins de 40%. Mais lors d\u2019une r\u00e9duction de travail, qui engendre une r\u00e9duction de salaire, il est important d\u2019avoir un certificat de son m\u00e9decin qui mentionne \u00ab pour des raisons de sant\u00e9 \u00bb.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">L\u2019AI fait une diff\u00e9rence entre l\u2019incapacit\u00e9 de travail et l\u2019incapacit\u00e9 de gain.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Le degr\u00e9 de l\u2019incapacit\u00e9 de travail est d\u00e9termin\u00e9 par le m\u00e9decin. En revanche, l\u2019incapacit\u00e9 de gain r\u00e9sulte de l\u2019impossibilit\u00e9 d\u00e9finitive d\u2019exercer une activit\u00e9 lucrative sur le march\u00e9 du travail. Celle-ci est d\u00e9termin\u00e9e exclusivement par l\u2019Office AI.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">C\u2019est pour cette raison qu\u2019il est important d\u2019avoir un certificat m\u00e9dical, surtout si l\u2019on doit changer de place de travail et si le salaire y est inf\u00e9rieur.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Pour d\u00e9terminer le degr\u00e9 d\u2019invalidit\u00e9, l\u2019AI prend toujours comme point de d\u00e9part le montant du dernier salaire. Si l\u2019on r\u00e9duit son travail et donc son salaire de 50%, l\u2019AI consid\u00e9rera cette r\u00e9duction comme volontaire et prendra comme base le dernier salaire qui est de 50%.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Par cons\u00e9quent, parlez avec votre m\u00e9decin si un changement de place de travail ou une r\u00e9duction du temps de travail, pour des raisons de sant\u00e9, se profile et demandez quelle est la bonne mani\u00e8re de proc\u00e9der aupr\u00e8s d\u2019un bureau d\u2019information.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Car, une fois les conditions de l\u2019AI accept\u00e9es, il vous sera tr\u00e8s difficile voire impossible de les changer et de r\u00e9cup\u00e9rer ce \u00e0 quoi vous avez renonc\u00e9 peu importent les raisons (manque d\u2019\u00e9nergie, pas assez inform\u00e9\u2026).<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Une information est la plupart du temps gratuite et peut vous aider afin de ne pas \u00eatre financi\u00e8rement pr\u00e9t\u00e9rit\u00e9.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Vous trouverez de plus amples informations aupr\u00e8s de :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>Ligue cantonale de rhumatisme<\/td><td><a href=\"https:\/\/www.ligues-rhumatisme.ch\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.ligues-rhumatisme.ch<\/a><\/td><\/tr><tr><td>Pro Infirmis<\/td><td><a href=\"https:\/\/www.proinfirmis.ch\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.proinfirmis.ch\/<\/a><a href=\"https:\/\/www.ligues-rhumatisme.ch\"><\/a><\/td><\/tr><tr><td>Procap<\/td><td><a href=\"https:\/\/www.procap.ch\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.procap.ch\/<\/a><\/td><\/tr><tr><td>Assurances<\/td><td><a href=\"https:\/\/www.assurance-info.ch\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.assurance-info.ch<\/a><a href=\"https:\/\/www.ligues-rhumatisme.ch\"><\/a><\/td><\/tr><tr><td>AVS<\/td><td><a href=\"https:\/\/www.ahv-iv.ch\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.ahv-iv.ch<\/a><a href=\"https:\/\/www.ligues-rhumatisme.ch\"><\/a><\/td><\/tr><tr><td>AI<\/td><td><a href=\"https:\/\/www.ausgleichskasse.ch\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.ausgleichskasse.ch\/<\/a><\/td><\/tr><tr><td>Assistante sociale \u00e0 l\u2019h\u00f4pital<\/td><td>Se renseigner aupr\u00e8s de l&rsquo;h\u00f4pital<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-44f1ae5\" data-block-id=\"44f1ae5\"><hr class=\"stk-block-divider__hr\"\/><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-citadela-blocks-custom-container citadela-block-custom-container size-wide bg-type-color inside-space-zero has-bg\" style=\"background-color:rgba(238, 113, 37, 1)\"><div class=\"inner-holder\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center has-3-columns has-white-color has-text-color has-link-color wp-elements-6bb8fe760e257e423d82783bd40d9594 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-citadela-blocks-service citadela-block-service main-holder layout-box header-type-icon standard\"><div class=\"service-header\"><div class=\"service-icon\"><a href=\"https:\/\/www.sclerodermie.ch\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"fas fa-at\" style=\"color:#ffffff\"><\/i><\/a><\/div><\/div><div class=\"service-content\"><div class=\"service-content-wrap\"><a href=\"https:\/\/www.sclerodermie.ch\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\"><h3 class=\"service-title\" style=\"color:#ffffff\">NOUS ECRIRE<\/h3><\/a><p class=\"service-description\" style=\"color:#ffffff\">info@sclerodermie.ch<br\/>sclerodermie.ch<br\/>3000 Berne <\/p><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-citadela-blocks-service citadela-block-service main-holder layout-box header-type-icon standard\"><div class=\"service-header\"><div class=\"service-icon\"><i class=\"fas fa-phone\" style=\"color:#ffffff\"><\/i><\/div><\/div><div class=\"service-content\"><div class=\"service-content-wrap\"><h3 class=\"service-title\" style=\"color:#ffffff\">NOUS APPELER<\/h3><p class=\"service-description\" style=\"color:#ffffff\"><strong>077 469 75 58 \u2013 Fran\u00e7ais<br\/>077 502 18 68 \u2013 Deutsch<br\/>077 501 67 59 \u2013 Italiano <\/strong><\/p><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-citadela-blocks-service 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